Welcome to For The Love of Credit

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Frequently Asked Questions

When does my onboarding officially begin?

Onboarding starts on the date your first payment is made. Once payment is confirmed, you’re added to the designated card and the credit-boosting period begins.

How many months do I need to stay on the card?

The minimum term is two months. Your intake form will include your expected timeframe so everything is clear before you begin.

Will you confirm which card I’m added to?

Yes. After onboarding begins, you’ll receive a confirmation showing the card you were added to and the credit limit associated with it.

Do you control how fast the credit bureaus update?

No. Each creditor reports to the bureaus on their own schedule, so timing may differ. We monitor the process but cannot influence when updates appear.

Do I need to make any purchases or use the card?

No action is required on your end. You won’t receive access to the physical card and do not need to make purchases for the tradeline to report.

What happens if something comes up and I need to pause?

If life happens and you need to pause, just let us know. We'll place your service on hold and resume it when you’re ready.